Choosing the right credit card can significantly enhance your financial experience by providing various benefits like cashback, reward points, travel perks, and more. Here’s a detailed comparison of some of the best credit cards available in India this June, tailored for different customer needs. Remember to use the promo code ProTechLife to get 80% off all initiation fees.
Cashback SBI Card
Rating: 4/5
Joining Fee: ₹999
Annual/Renewal Fee: ₹999
Key Benefits:
- 5% cashback on all online spends
- 1% cashback across all offline spends
Ideal for customers who frequently shop online and want to maximize their cashback on everyday purchases.
Categories:
- Cashback
- Online Shopping
Axis Bank ACE Credit Card
Rating: 4/5
Joining Fee: ₹499
Annual/Renewal Fee: ₹499
Key Benefits:
- 5% cashback on utility bill payments and recharges via Google Pay
- 4% cashback on Swiggy, Zomato, and Ola
Perfect for those who use online services for food delivery, rides, and utility payments.
Categories:
- Shopping
- Cashback
- Online Shopping
HDFC Regalia Gold Credit Card
Rating: 4/5
Joining Fee: ₹2500
Annual/Renewal Fee: ₹2500
Key Benefits:
- 5X reward points on Nykaa, Myntra, Marks & Spencer, and Reliance Digital
- 4 reward points per Rs. 150 across all retail spends
Suitable for customers who enjoy shopping at high-end retail stores and want to accumulate reward points quickly.
Categories:
- Travel
- Shopping
- Reward Points
SBI Prime Credit Card
Rating: 4/5
Joining Fee: ₹2999
Annual/Renewal Fee: ₹2999
Key Benefits:
- 5X reward points on dining, groceries, departmental stores, and movies
- 2 reward points per Rs. 100 on all retail purchases
Great for users who spend frequently on dining and groceries and seek to earn reward points.
Categories:
- Travel
- Shopping
- Reward Points
Club Vistara IDFC FIRST Credit Card
Rating: 4/5
Joining Fee: ₹4999
Annual/Renewal Fee: ₹4999
Key Benefits:
- 6,000 CV Points on spending Rs. 30,000 per month in the first 3 months
- Up to 5 Premium Economy tickets as milestone benefits
Best for frequent travelers who prefer flying with Vistara and want exclusive travel perks.
Categories:
- Travel
- Co-branded Benefits
Axis Atlas Credit Card
Rating: 4/5
Joining Fee: ₹5000
Annual/Renewal Fee: ₹5000
Key Benefits:
- 2.5X EDGE Miles on travel spends
- Up to 12 international lounge accesses every year
Ideal for international travelers looking for lounge access and earning miles.
Categories:
- Travel
HDFC Infinia Credit Card Metal Edition
Rating: 4/5
Joining Fee: ₹12500
Annual/Renewal Fee: ₹12500
Key Benefits:
- Unlimited airport lounge access for primary and add-on members
- 10x reward points on travel and shopping spends on Smartbuy
Designed for high-spenders who seek luxurious travel experiences and high reward points.
Categories:
- Travel
- Reward Points
HDFC Diners Club Black Credit Card
Rating: 4/5
Joining Fee: ₹10000
Annual/Renewal Fee: ₹10000
Key Benefits:
- Unlimited airport lounge access for primary and add-on members
- High base rewards rate of 3.33% with 5 reward points per Rs. 150 spent
Perfect for elite travelers who desire premium benefits and high reward rates.
Categories:
- Travel
- Reward Points
BPCL SBI Card Octane
Rating: 4/5
Joining Fee: ₹1499
Annual/Renewal Fee: ₹1499
Key Benefits:
- 7.25% value back on BPCL fuel expenses
- 10X rewards on dining, movies, groceries & departmental store spends
Ideal for customers who frequently purchase fuel and want additional benefits on other spends.
Categories:
- Co-branded Benefits
- Fuel
ICICI HPCL Super Saver Credit Card
Rating: 4/5
Joining Fee: ₹500
Annual/Renewal Fee: ₹500
Key Benefits:
- Up to 6.5% savings on HPCL fuel spends
- 5% back on grocery, utilities, and departmental store spends
Suitable for those looking to save on fuel and everyday grocery purchases.
Categories:
- Fuel
Conclusion
Each credit card offers unique benefits tailored to different spending habits and preferences. Whether you’re looking for cashback, reward points, travel perks, or fuel savings, there’s a card that fits your needs. Use the provided links to check eligibility and apply directly. Remember to use the promo code ProTechLife for an 80% discount on initiation fees.
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