protechlifecompany.com

Faq's

Frequently asked questions

We offer a variety of insurance products, including Term Life Insurance, Whole Life Insurance, Mortgage Protection Insurance, Disability Insurance, No Medical Insurance, Children's Insurance, Health & Dental Insurance, and Employee Benefits.

Term Life Insurance provides coverage for a specified period, such as 10, 20, or 30 years. If you pass away during the term, your beneficiaries receive the death benefit. It’s an affordable option for temporary coverage needs.

Whole Life Insurance offers lifelong coverage as long as premiums are paid. It includes a death benefit and a cash value component that grows over time. You can borrow against or withdraw from the cash value.

Mortgage Protection Insurance helps cover your mortgage payments or pay off your mortgage balance if you pass away, become disabled, or are diagnosed with a critical illness. It ensures your family can stay in their home without financial strain.

Disability Insurance provides a portion of your income if you become unable to work due to illness or injury. It helps you maintain financial stability by covering your living expenses during a period of disability.

No Medical Insurance, or Simplified Issue Life Insurance, allows you to get coverage without a medical exam. You answer health-related questions instead. It’s ideal for those with pre-existing conditions or who prefer a quicker application process.

Children's Insurance offers financial protection for your children, covering costs like medical expenses and funeral costs in the event of their illness or death. Some policies also build cash value over time.

Health & Dental Insurance helps cover medical and dental expenses, reducing out-of-pocket costs for routine checkups, treatments, and emergencies. It provides financial relief and access to quality healthcare.

Employee Benefits include various insurance and financial products offered to employees by their employers, such as health insurance, life insurance, disability insurance, and retirement plans. These benefits help attract and retain talent.